Looking to buy a home? Congratulations on making your way towards a great investment! Here are five tips to make the buying process simple and stress free.

Hire a professional.

The Internet gives buyers incredible access to home listings and resources, but many aspects of the buying process require a level of expertise you can’t pick up from looking at pictures of properties online. You are better off using a professional agent than trying to navigate the process on your own. Sellers are likely going to be represented by an agent with the seller’s best interest as a priority. Hiring an exclusive buyer agent will guarantee you have someone on your side in the transaction.

Review your credit and get pre-approved.

Start by making a detailed review of your credit. Look at your credit report, make sure the facts are correct, and fix any problems you find. Having your credit in peak condition will help you throughout the lending process. After your credit is in order, find a trustworthy lender and get pre-approved for a loan.

Find a house you can afford.

There are many tools and calculators that can help you understand how your income, debt, and expenses affect what you can afford. Don’t forget, there are lots of considerations beyond the sticker price including property taxes, energy costs, insurance, etc. Look at your budget, talk with your lender, and don’t overextend yourself financially.

Do the homework, ask the questions and make an offer.

Before making an offer, consult with your agent to determine the state of the market where you plan to purchase. Is your market more favorable for sellers or buyers? How long are homes taking to sell? What can I do to make my offer stand out to sellers? Ask your agent any questions you can think of and have them show you sales trends for similar homes in the area. Beyond that, you should buy in a neighborhood with good schools. Whether you have children or not, this will have an impact on your new home’s resale value down the line. With the help of your agent, come up with an offer that’s competitive but realistic for your market.

Be safe. Hire a trustworthy home inspector.

When it comes to the house itself, you should always hire your own home inspector who can point out problems that could require costly repairs in the future. Ask to have any big issues addressed by the seller prior to closing. Also, having money set aside to deal with repairs can make any future issue less frustrating.

Buying a house doesn’t have to be complicated. Find a great agent and start the journey towards your new home today. Looking in Denver???  I know a guy!!!